A repair brand, not a sales funnel.
We help people with bad or very poor credit understand their position and improve it — with content, tools and transparent options.
What we are
An information and matching platform. We give you a plan based on the answers you give us, and signpost relevant free help, mainstream lenders, credit builders and specialist secured options where they fit.
What we are not
- • A Credit Reference Agency — we don't hold your file.
- • A debt management charity — we point you to those directly.
- • A regulated adviser — we give information, not advice.
How we make money
Some links to lenders or credit builders pay us a referral fee if you take a product. We disclose this and we always show free options first.
We may also operate or partner with specialist lenders, including SubPrime.Capital (SPC) for property-backed lending. Where SPC appears, it's clearly labelled and held to the same risk disclosures as every other secured product.
Your data
Right now, everything you enter is stored locally in your browser. When accounts launch, you'll get full export and deletion controls in line with UK GDPR.