Letter generator

2 June 2026




Re: Account 

Dear Sir or Madam,

I'm writing about the above account. My circumstances have changed and I'm not able to maintain the contractual payments at this time.

I've completed an income and expenditure assessment. After essential costs and other priority debts, I have approximately £ per month available to offer towards this account.

I'd like to propose paying £ per month for an initial period of six months, after which I'll review my position with you again. I'd also ask that you:

  - Freeze interest and charges on the account during this arrangement.
  - Confirm in writing that no further default action will be taken while the agreed payments are made.

I appreciate your help. Please reply in writing to the address above.

Yours faithfully,