Tool
Priority debts helper
Priority debts can take your home, freedom, or essentials if unpaid. They're handled first — even before credit cards charging 30%+.
Priority
£0Pay these first. Talk to the creditor about arrangements.
- Mortgage arrears
- Rent arrears
- Council tax arrears
- Energy arrears
- Court fines / TV licence
Non-priority
£0Important, but unsecured. Negotiable. Won't take your home.
- Credit card balances
- Overdraft
- Personal loans
- Catalogue / BNPL